> ## Documentation Index
> Fetch the complete documentation index at: https://docs.rhizome.market/llms.txt
> Use this file to discover all available pages before exploring further.

# Borrowing

> How collateralized borrowing and repayment work in a Rhizome market.

To borrow, a user supplies the market's collateral token and borrows the market's loan token. The position must remain healthy under the market oracle and LLTV.

At a high level, a position is healthy while:

```text theme={null}
borrowed value <= collateral value × LLTV
```

Borrowed value grows as interest accrues. Collateral value can also change when the oracle price changes. Either can move a position closer to liquidation.

## Repayment and collateral withdrawal

A borrower can repay debt in loan tokens. Repaid debt stops accruing interest. Collateral can be withdrawn only if the remaining position is healthy after the withdrawal.

The Rhizome stale-price guard can freeze price-dependent actions when required feeds are stale. Repayment remains available because it does not require a collateral price.

<Note>The frontend is a transaction interface, not the source of protocol state. Wallets and integrations should read current state and simulate transactions against Rootstock before submission.</Note>